Analysis and insights
Our articles on investing, wealth and the road to financial independence.
GuidesThe French PER for FIRE: a tax-deferral machine, not a bridge (expat guide)
France's PER explained for expats and cross-border workers: deduct at a high bracket, exit at a low one, plan your estate. 2026 rules, FIRE-first reading.
GuidesThe Swiss pension system: understanding and optimising the 3 pillars (FIRE guide)
AHV, pension fund, pillar 3a: how the 3 pillars work, buy-ins, vested benefits, and what happens to your capital if you leave Switzerland. A FIRE guide.
AnalysisMoney and happiness: what FIRE is really trying to buy
The $75,000 plateau, the 2023 resolution, the hedonic treadmill: what science says about money and happiness, and how to align your FIRE plan with it.
GuidesETFs: the complete Nasdaq-100, S&P 500 and VWCE guide to investing in the whole world
From the concentrated bet to the whole world: what the Nasdaq-100, S&P 500 and FTSE All-World (VWCE) track, their vehicles, fees and traps for FIRE.
GuidesThe PEA: France's ultimate tax wrapper for reaching FIRE
Zero income tax after five years, flexible partial withdrawals, means-test-friendly gains: why France's PEA is the first account to fill on the road to FIRE.
AnalysisReal estate and FIRE: you pay for the walls, you invest in the land
A home is two assets with opposite fates: the structure depreciates, the land compounds. Why the ground, not the walls, drives your FIRE strategy.